# Which deposit methods can exclude you from a free-bet offer?

> Check which deposit methods a UK bookmaker supports and which its welcome or free-bet terms exclude, with a table of four methods and a pre-deposit check.

Source: https://eachwayatlas.uk/pay/payment-methods-excluded-from-offers/
Updated: 2026-11-07

A bookmaker may support a deposit method and still exclude it from a welcome or free-bet offer, so a deposit can work while the offer does not apply. We cover four methods: debit card, PayPal, Apple Pay and Pay by Bank. Operator support and exclusions are Not verified until we read the terms, so read the offer terms before you deposit.

## The four methods

The table has one row per method. Each cell is left open until we have read at least three operators for support, and at least five operators' offer terms for exclusions. A method is included only if at least three checked operators support it.

**Deposit methods and offer exclusions · operator payment and offer terms, UKGC conditions LC 6.1.2 and LC 5.1.2 · checked 7 November 2026**

| Method | Supported for deposits | Excluded from welcome offers | Source URL | Date read |
|---|---|---|---|---|
| Debit card | Not verified | Not verified | Not verified | Not verified |
| PayPal | Not verified | Not verified | Not verified | Not verified |
| Apple Pay | Not verified | Not verified | Not verified | Not verified |
| Pay by Bank | Not verified | Not verified | Not verified | Not verified |
| Operators with at least one excluded method | Not verified |  |  |  |

**The short version:** support for a method and eligibility for an offer are two separate facts.

## What the rules already settle

Two licence conditions shape the list. LC 6.1.2 bars a licensee from taking credit card payments for gambling, so a debit card, not a credit card, is the card route. See the [credit card rule](https://eachwayatlas.uk/pay/credit-card-ban-rule/).

LC 5.1.2, in force since 31 January 2024, says payments go through regulated payment providers. Beyond that, an operator decides which methods an offer accepts, and says so in its terms.

**The short version:** the licence conditions fix the floor, and the offer terms decide the rest.

## What decides an exclusion

- The offer terms, in a clause on eligible deposits or payment methods.
- The date of those terms, since offers change weekly.
- The type of offer: a welcome offer, a free bet, or a price boost.

Significant conditions must sit near the offer itself, as the [significant conditions rule](https://eachwayatlas.uk/extra-places/significant-conditions-rule/) explains. Our wider [offer conditions checklist](https://eachwayatlas.uk/extra-places/offer-conditions-checklist/) covers the other terms to read.

**The short version:** the clause on eligible deposits, in dated terms, is the only place an exclusion is settled.

## Example: a check before you deposit

**Example.** You plan to claim a free bet and deposit £20 by PayPal. Before you pay, follow these steps.

1. Open the offer terms and search for "payment method" or "deposit".
2. If PayPal is on the excluded list, use another method or skip the offer.
3. Note the date on the terms, and take a screenshot.
4. Check the minimum deposit, the time limit and any wagering requirement, explained on [wagering requirement](https://eachwayatlas.uk/glossary/wagering-requirement/).

**The short version:** a two-minute read of the terms avoids a deposit that does not qualify.

## What this page does not compare

We do not compare withdrawals, payout speed or the limits of any method. We cover deposits and offer eligibility only. For free bets and each-way bets, see [free bets and each way](https://eachwayatlas.uk/extra-places/free-bets-and-each-way/).

**The short version:** this page covers deposits and offer eligibility, and nothing about getting money out.

## How we checked

We read LC 6.1.2 and LC 5.1.2 on 6 November 2026. We have not read any operator's payment or offer terms, so each cell is Not verified.

When we do, each row will carry the source URL and the date, and the offer terms will be rechecked every 7 days.

18+ only. Gambling can be harmful. National Gambling Helpline 0808 8020 133 (free, 24/7). Block your betting accounts with [GAMSTOP](https://www.gamstop.co.uk).